Strategies for Health Care Professionals

You take care of others: Now let us take care of your finances.

Garland & Associates is able to provide one of the most advanced integrated financial planning programs available, and it's designed exclusively for the needs of physicians and dentists.

The plan is designed with the understanding of the unique earning, spending and saving habits of our physician and dentist clients. A complete assessment of your financial health will be evaluated, followed by a customized plan that addresses any weaknesses and helps you meet your goals. The objective of our plan is to direct you to financial independence earlier in life. Our service takes a four-method approach:

• Practice Structure: We look at your practice structure to determine if it best fits your needs based on tax status optimization and other available benefits such as pension planning.

• Risk Management: Our plan delivers risk management by implementing life, disability and long-term care insurance inside an integrated financial plan that considers your practice structure and qualified retirement savings vehicle.

• Portfolio Optimization: We objectively design, build and actively manage a portfolio based on your risk tolerance and expected returns.

• Asset Protection: We help you protect the assets you have worked so hard to accumulate. We take a proactive approach to preserve your wealth while incorporating business structure, IRS approved savings vehicles, and estate planning.

We are able to integrate these four important areas of your financial health to help you achieve financial independence sooner and with less risk than otherwise would be possible.